• Independent Financial Advice Cheam

    Our independence means that we are not tied to any one company. We can talk to most mortgage providers and insurance and investment companies on your behalf to make sure that you get the very best solution to your mortgage and financial planning needs.

    Most Building Societies, for example, are only able to offer you their own products; typically 25 or so deals. As an independent mortgage adviser, we can offer you many more; typically in the range of 3,000 to 4,000 different products from different lenders.

  • Mortgage Advice Cheam

    Getting financial advice can be daunting, especially if you are dealing with larger companies that can't always give you the time and attention you need. Paul Morris is an independent mortgage advisor working for Lucra Ltd from offices in Cheam, Sutton and Bromley.

    His personal service means he can come to your home or place of work, he can sit down and discuss what mortgages are available that suit you personally, he can also help you with your forms and applications.

    Let us do the sums for you!

Independent Mortgage Adviser Cheam Surrey

Offering Mortgage Advice Cheam, Surrey, Paul Morris is an independent financial adviser with Lucra Ltd.

His personal service means he can come to your home or place of work, he can sit down and discuss what mortgages are available that suit you personally, he can also help you with your forms and applications. He can tailor make an application on your behalf and then he can personally progress that application, communicating with solicitors, valuers, lenders and your estate agents. He does not charge you for this invaluable service.

Why Use an IFA?


When you are considering purchasing a new home, remortgaging or looking to let, Paul Morris recommends using his services and Lucra Ltd to ensure you find the best deal and the one most suited to you and your circumstances.
Our personal service means we can come to your home or place of work, we can sit down and discuss what mortgages are available that suit you personally, we can also help you with your forms and applications. We tailor make an application on your behalf and then we can progress that application, communicating with solicitors, valuers, lenders and your estate agents. We do not charge you for this invaluable service.
With banks and building societies becoming ever more cautious and tightening their lending criteria across the board, using a financial adviser has never been more important. It is absolutely crucial you receive the very best advice when making such an important decision.

Friendly Financial Advice

Mortgage Advice Cheam
Getting financial advice can be daunting, especially if you are dealing with larger companies that can't always give you the time and attention you need. Paul Morris is an independent mortgage advisor working for Lucra Ltd from offices in Cheam, Sutton and Bromley.
Their independence means that they are not tied to any one company. We can offer you the best products from a range of over 3,000.
PS Morris and Lucra Ltd are experience financial professionals who deal with new clients on a daily basis. They know the attention that you require and will do everything in their power to make sure your transaction goes through smoothly. They will come to your home, or place of work in order to fully explain the procedures. They will help you with forms and go through every detail as you proceed.
Please call us on 07817 880413.

Regulatory Information

Regulatory Information
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This website is operated by Paul Morris of Lucra Limited. Lucra Ltd’s main site is at www.lucra.org
Lucra Limited is an appointed representative of Sage Financial Services Limited which is authorised and regulated by the Financial Services Authority.
Sage Financial Services Limited is entered on the Financial Services Authority register (www.fsa.gov.uk/register/) under reference 150452.
The FSA do not regulate will writing services, some forms of mortgages or loan products, or some types of tax planning services.
The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Lucra Limited: Registered in England: 95 High Street, Great Missenden, Bucks, HP16 0AL: Company No. 05554958.
For advice on any of the above, Contact Us now.